NEWS & INFO
Catch the latest industry news, rates, mortgage basics, and keep up with the latest news from Efinity Mortgage.
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How Much House Can I Afford
It can be difficult to determine how much you can afford to borrow when purchasing a home. With several factors in mind (your credit, income
How To Get Out of Debt In 6 Steps
Tips & Tricks
Get out of debt in 6 easy steps:
Make a list
Pay down debt
Commit to a debt free future
Tips For Finding The Right Real Estate Agent
Tips & Tricks
The best real estate agent is an experienced professional who listens to your concerns and knows their market.
Protect Your Home From The Freezing Weather!
Tips & Tricks
As many of you are already aware, extended freezing temperatures are expected to hit Texas in the following weeks. It is important that...
Is now a good time to refinance my home?
Due to the Corona Virus outbreak housing prices have been forecasted to drop 2% in Dallas and 1.3% nationwide by April 2021. The North...
A Fast Track to a Better Mortgage for Military Members: The VA IRRL
What is an IRRL?
A VA streamline refinance, also known as an IRRL (pronounced Earl) is a simplified loan with relaxed qualifications for ser
Ever wonder exactly how much money you need to save per month to afford a typical down payment?
enders often ask for a minimum between 5% to 15% to obtain a mortgage, according to Bankrate, and certain types of federally backed mortgage
Should I Buy A Home Right Now?
With 30 year Fixed Rate Mortgages available at 3.41%, is it the right time to purchase a home. The COV-19 pandemic has undoubtedly put a...
Have Mortgage Rates Gone as Low as They Will Go?
Average mortgage rates hit a new all-time low last Friday. Remember, that doesn't mean they will be the same for everyone. But, overall...
Don't Miss Out on Your Chance to Own a Home at a Low Rate
Mortgage applications numbers are getting stronger each week as homebuyers rush back into the market, hoping to get their hands on what...
Home Loan Tips for Self-Employed
In the US today there are over 16 Million self-employed workers based on a recent study by Pew Research Center. Owning your own business...
Refinance for the Relief You Need
Today many people are looking for ways to get cash out of their existing assets. Mortgage refinancing can provide a number of benefits...
We fired our lender and hired Alisha the next day. She literally closed so fast and efficient it was amazing. Her whole team is so great with communication DAILY you will have no worries!! Need to close in 30 days??!! She’s your girl!
Jason was wonderful in helping us get our loan approved and processed for our home purchase. I would recommend him to anyone who is scared of the process. He was wonderful in assuring us that he would guide us through all the steps.
When you're planning on spending hundreds of thousands of dollars, he wants someone that is knowledgeable and that you can trust. Jason was upfront and honest with me the whole time, and very knowledgeable in his craft.
This was a absolutely wonderful experience from beginning to end. We were originally in the process of going through another lender when a situation arose where we needed to locate a different lender. Efintiy really had our backs.
From the first phone call Jason went to work. He was very honest, sometimes things i didnt want to hear but needed to. He was very patient with us as we were still looking for our home getting us prequalified & giving me financial estimates.
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Automated Online Approval
Simply create an account, tell us about yourself, your desired loan type & future property then let Efinity Go do all the work
Online Document Management
The entire workflow is managed touch-less & remote through our online document management system.
Accessible on Any Device Type
Efinity Go works on any device. You can save progress switch devices and pick right back up with the process.
CREATE AN ACCOUNT
We are here every step of the way to usher you through the automated application process with reminder and clear steps along the way.
GETTING TO KNOW YOU
Here we gather a little information about you so we can custom tailor your experience and the loan the best suits your needs.
REVIEW CURRENT ASSETS
Let's gather your asset and account details. We can even link your accounts to import this info automatically.
VERIFY YOUR INCOME
Now we chat about how you earn money and how much from each source to qualify you for the loan.
LIST PROPERTIES OWNED
Next we learn about any real estate you currently own and financing on these properties you may have.
In this section, our questions will help us understand any special financial considerations requiring consideration when reviewing your application.
Federal law requires these questions to ensure lenders do not discriminate on the basis of ethnicity, race and sex.
Lastly we polish off your application process by gathering a the last bits of information to finalize your application.